License to establish a financial institution

To reduce the risk of entry of non-viable financial institutions into the Uganda financial sector

  • Purpose: To reduce the risk of entry of non-viable financial institutions into the Uganda financial sector
  • Application Fees: (a) Banks - 1,000,000 Ugx<br>(b) Non-bank - 500,000 Ugx<br>
  • License Fee: Fee prescribed by the Central Bank by notice
  • Maximum Processing Time: 6 Months
  • Related Websites: <a href="https://www.bou.or.ug/bou/home.html">www.bou.or.ug</a>
  • Validity: 1 Year
  • Contact Office: <a href="https://www.bou.or.ug/bou/home.html">Bank of Uganda</a>
  • Renewal Fee: Annual fee prescribed by the Central Bank
  • License Type: License
  • Legal Basis: The Financial Institutions Act, 2004. The Financial Institutions (Licensing) Regulations, 2005
  • <ul><li><font color="#3366ff"><a href="http://ursb.go.ug/services/business-registration/registering-a-new-company/" target="_blank"><b>A</b> certificate of incorporation and memorandum and articles of association from Uganda Registration Services Bureau.</a></font></li><li>A business plan and financial projections for at least three years (including the assumptions underlying the projections and a sensitivity analysis of the plan on varying assumptions).</li><li>A certified copy of the resolution of the Board of Directors, authorising the preparation and submission of the application.</li><li>An information sheet for the applicant and for each of its substantial share holders (if corporate), subsidiaries or affiliates. <br></li><li>Existing financial institutions and companies which have been engaged in other businesses before applying to do financial institution business, should provide certified copies of audited financial statements for the past three years prepared in accordance with generally accepted accounting principles.</li><li>If the most recent audited accounts are more than six months out of date, they should be accompanied by management accounts (which need not be audited) showing the current financial position and the current results of the institution.</li><li>Individual credit references for the applicant and each of the substantial shareholders, directors and officers from his or her bankers.</li><li>Personal declaration form for each of the proposed directors, officers and substantial shareholders ( if natural persons).</li><li>Proposed capital structure of the financial institution.</li><li>With respect to foreign applicants, a statement from the supervisory authority of the home country declaring that it has given prior approval or a “No Objection” for the establishment of a subsidiary or any other office in Uganda, and that the applicant’s chairperson, directors, managers and substantial shareholders as a whole, are fit and proper persons within the meaning of the Act.</li><li>Any other information relating to the viability of the proposed institution or other matters which the applicant may consider relevant.</li><li>Any other information which the Central Bank may request the applicant to provide.</li></ul><b>Note: The following classes of licenses apply.<br></b><ul><li>Class 1 - Commercial bank.</li><li>Class 2 - Post-office savings bank.</li><li>Class 3 - Merchant bank.</li><li>Class 4 - Mortgage bank.</li><li>Class 5 - Credit institution.</li><li>Class 6 - Acceptance house.</li><li>Class 7 - Discount house.</li><li>Class 8 - Finance house.<br></li></ul><ul><!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:TrackMoves></w:TrackMoves> <w:TrackFormatting></w:TrackFormatting> <w:PunctuationKerning></w:PunctuationKerning> <w:ValidateAgainstSchemas></w:ValidateAgainstSchemas> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> 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  • Bank of Uganda - Head Office

    • Tel: +256 414 259090, +256 417 302000, +256 312 392000
    • Physical Address: Head Office, Plot 37/45 Kampala Road
    • Postal Address: P.O Box 7120, Kampala, Uganda
    • City: National
    • Email Address: info@bou.or.ug Email this Agency
    • Website: www.bou.or.ug
    • Operating Hours: Moday to Friday, 8:00am-5:00pm (excluding weekends and public holidays)
    • Directions: View Directions